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Banking & Payments

Real-time rails, ISO 20022, tokenisation, core modernisation, and what regulated infrastructure demands of the teams who build it.

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Banking infrastructure changed more in five years than the previous twenty

Real-time rails, richer message formats and tokenised credentials each look like a migration project. Together they invalidate assumptions the core was built on — starting with the idea that settlement happens later.

Banking & PaymentsArchitecture· 6 min